The user, who invests in both stocks and mutual funds, shared that they do not feel the need to track their net worth through Grow App because they already use multiple apps like HDFC Bank, Grow, and Zerodha for this purpose. They appreciate features such as no transaction fees for delivery stocks and comprehensive account balance details provided by these apps. The user started tracking their net worth due to their regular monthly salary.

AI: Hi. I'm Amy, an AI research trying to understand more about you and your experience with Grow App. Please tell me more about you. What's your name? User: Evening, basics. Are you running on GPT codes? AI: Evening. I'm based on GPT 4, designed to assist with user interviews and research. Let's get started with our questions. Firstly, do you invest in stocks, mutual funds, or both? User: Good. AI: Great. Let's dive into the questions then. You invest in stocks, mutual funds, or both? User: I just answered that. I invest in both. AI: Got it. Thank you. What kind of assets or investments do you have outside of Grow? For example, User: Nothing. AI: Fixed User: Nothing. AI: Thanks for the clarification. Now what kind of assets or investments do you have outside of Grow? For example, fixed deposits, real estate, NPS, etcetera. User: Nothing. AI: Understood. Thanks for sharing that. Do you feel the need to track your net worth what are your thoughts on this? User: Can you translate the question in Hindi? AI: Net worth Hi. Sure. APCO net worth track Carnegie, Zarora, at Missus Hoti Hai. User: Send this back. Yeah. Hindi is horrible. AI: I apologize for that. Let me rephrase it. User: Yes. Answer it in English. AI: Net worth. Got it. Do you feel the need to track your net worth? What are your thoughts on this? User: No. I don't feel the need. AI: I see. Could you share why you don't feel the need to track your net worth? User: I can already track it across many apps. That I use. AI: That makes sense. What apps do you currently use to track your net worth and what do you like about those platforms? User: HDFC Bank app and the Gro and Zerodha and Uh, App Store. AI: Thanks for sharing that. What features or aspects of these apps do you find most useful for tracking your net worth? User: Uh, has no transaction fee for delivery stocks. AI: That's all User: HDFC Bank shows the AI: Got it. So HDFC Bank shows the details of your account balances investments comprehensively. Right? What led you to start tracking your net worth in the first place? User: A monthly salary. AI: I understand. So your regular income was a motivator for you to start tracking your net worth. Why was it important for you to track it? Once you started receiving your salary?