The user shared that they find the Grow app helpful, particularly for viewing all their accounts in one place, which aids in making informed financial decisions during market downturns. They currently track their net worth using a custom Google Sheets template on a monthly basis and are open to exploring net worth tracking features in Grow, provided it offers clear added value over their current method. The user is unsure about including illiquid assets in their net worth calculation and is open to trying different methods for tracking net worth.

AI: Hi. I'm Amy. An AI researcher trying to understand your needs around your use of the Grow app How has your experience been so far? User: It's been good. AI: That's great to hear. Could you tell me which parts of your experience with Grow have been the most helpful for you? Are there specific features you particularly like? User: Yeah. I like the ability to see all my accounts in 1 place. AI: That sounds convenient. Can you share a recent example of how seeing all your accounts in 1 place has been helpful for you. User: Well, so I checked the app to see aggregated view of my accounts. And recently, I was seeing it amidst some market downturns. Um, yeah, that's when it's sort of helpful to see Single picture quickly in 1 place. AI: I see. That makes sense. It sounds like having a consolidated view helps you make quicker decisions during volatile times. Why is having this single picture so important to you? User: Yeah. Well, it just gave me confidence and clarity so I can make more informed. And better decisions should other situations or opportunities arise. AI: Got it. It sounds like clarity and confidence in your financial decisions are really important to you. How does tracking your net worth fit into this picture? What does net worth mean to you, and why is it significant? User: Yeah. Well, it's you know, a single number that I can track. And that being able to do that is Kind of needed um, so that I don't get you know, emotionally down or up when something A portion of my investments are down or most recent, and seeing the overall picture is important to be uh, resilient. In those times. AI: That makes a lot of sense. So tracking your net worth helps you stay resilient and maintain a balanced perspective. Do you currently track your net worth If yes, can you share how often you track it and which tools or apps you use? User: Yeah. So I do track it, and I do it on a monthly basis, and I use Google Sheets. AI: Interesting. What led you to choose Google Sheets for tracking your net worth? Are there any specific features that make it particularly useful for you? User: I mean, it's easy to use. And please refer And I have my own template they use to track it. AI: Got it. Your own template seems to provide the customization you need. Do you include a liquid assets like Provident Fund? Pension, etcetera. As part of your net worth calculation, why or why not? User: Um, I don't. I'm not sure. AI: That's understandable. Would having a clearer picture of your total net worth including those illiquid assets, help you in any way If so, how? User: Um, I guess having the liquid assets makes sense. AI: Understood. So User: But, yeah, I don't include everything. AI: Got it. What do you think about growth showing your net worth? Would that be useful for you? User: Um, I'm not sure. AI: That's fair. If Grow were to offer net worth tracking, would you feel comfortable sharing all your financial sources with them to evaluate your net worth? Why or why not? User: I might do so, but it needs to be I guess, better than whatever I'm doing with Google Sheets. AI: That makes sense. You'd need to see clear added value. Would you prefer to track your net worth by giving permissions like SMS access or would you rather manually add assets like fixed deposits? Provident fund, and pensions? Why? User: I'm not sure. I'd like to try it. AI: Got it. It seems like you're open to exploring different methods. As long as they add value to your current process. Thank you for sharing your insights. Is there anything else about net worth tracking that you think is important would like to mention User: No. AI: Thank you for your time and for sharing your thoughts. Your feedback is really valuable and will help us improve. Have a great day. User: Thank you.