The user shared that they find the Grow app helpful for consolidating their financial investments in one place, which makes tracking easier and gives them a sense of control. They currently track their net worth using Google Sheets on a monthly basis but do not include illiquid assets like pensions. The user expressed concerns about security and privacy regarding the idea of tracking net worth directly within the app and is undecided about whether they would prefer automatic updates or manual entry for tracking assets.

AI: Hi. I'm Amy. An AI researcher trying to understand your needs around your use of the Grow app. How has your experience been so far? User: It's been okay. AI: Could you tell me a bit more about which parts of your experience with Grow have been the most helpful or enjoyable? Are there any specific features that you like? User: Yeah. Just being able to see my financial investments in 1 place. Have been most helpful. AI: That makes sense. Could you tell me why having all your financial investments in 1 place is important to you? What benefits does it bring to your financial management? User: Yeah. Well, to have it in 1 place, makes it easy to track have to go to multiple places. And then, generally, it benefits me because I feel 1 control. AI: Got it. Thank you for sharing that. Speaking of tracking, you currently track your net worth If so, how do you go about it? If not, do you think tracking your net worth would be helpful for you? User: Yeah. I do track my networks. AI: That's great to hear. What led you to start tracking your net worth? Where and how often do you track it? And are there any apps or features you find particularly delightful? In this process? User: Um, so I track it on a monthly basis. And I just use Google Sheets. Nothing particularly Delightful. About it. AI: Thanks for sharing that. Given that you use Google Sheets do you include illiquid assets like pension, etcetera, in your net worth calculations? Why or why not? User: Um, I don't. AI: Interesting. Could you explain why you choose not to include a liquid assets. Like and pensions in your net worth calculations, User: I guess I don't really have it. AI: Understood. What do you think about the idea of showing your net worth directly within the app? Would that be something you'd find useful? User: I'm not sure. AI: What concerns or uncertainties do you have about gross showing your net worth directly in the app? User: Um, I guess, mainly just setting it all up and security and privacy. AI: Thank you for sharing that. If Grow offered the option to evaluate your net worth, would you be comfortable sharing all sources of your financial information with them? Why or why not? User: Well, it depends on Um, how much how valuable the valuation is AI: That makes sense. Would you prefer to track your net worth by giving permissions for automatic updates? For example, via SMS or by manually adding assets. For example, FD pension. Why would you prefer 1 method over the other? User: I'm not sure. AI: What factors would help you decide between giving permissions for automatic updates versus manually adding assets, User: Can you repeat the question? AI: Sure. What factors would help you decide between giving permissions for automatic updates versus manually adding assets when tracking your net worth. User: I'm not sure. So long as it's secure and easy. AI: Got it. Thank you for your insights. Just to wrap up, is there anything else about tracking your net worth your experience with Grow that you'd like to share? User: I'm not sure. AI: That's okay. Thank you so much for your time and for sharing your thoughts. Your feedback is really valuable. User: Thanks. AI: You're welcome. If you have any more thoughts or questions later, feel free to reach out. Have a great day.