Craig, a user of the Grow app, shared his investment strategies, which include mutual funds for index-level investments and stocks for market opportunities. He expressed a need for a consolidated view of his net worth, highlighting the importance of ease of use, reliability, and automation in tracking various asset classes. Craig also mentioned his positive experiences with other apps like InMoney and Fold Money, which offer convenient features for asset tracking.

AI: Hi. I'm Amy, an AI research researcher trying to understand your needs. Around your use of the Grow app. How has your experience been so far? User: Uh, I really like using Grower. AI: Great to hear that. I'd like to That's great to hear, Craig. To start off, do you invest in stocks mutual funds, or both through Grow. Can you tell me a bit about your experience with these investments? Thanks for that. Thanks for sharing that. Could you tell me more about why you chose to invest in both stocks mutual funds. What are your main goals or motivations behind these investments? User: So I mainly invest in mutual funds for index level investments, which would help And I invest in stocks because I see there are certain opportunities where I can beat the market. And I analyze those stocks, and then I invest in those stocks. I think I can do a much better higher than the stock AI: That makes sense. It sounds like you have a strategic approach to your investments. Besides stocks and mutual funds, do you have any other types of assets or investments? Like fixed deposits, real estate, NPS, or Could you share more about why you chose these additional types of investments? How do they fit into your overall financial plan? User: Okay. That's a lot to digest. Can you break down the question for me? AI: Of course. Sorry for that. Let's take it step by step. 1, besides stocks and mutual funds, do you have other types of investments like fixed deposits, real estate, NPS, or to why did you choose to invest in these types? User: That's AI: Of assets? User: So I do invest in, um, EPF and, uh, NPS. I've been investing for a long time. And I mainly do it for tax saving purposes. AI: Got it. Tax saving is a smart strategy. Now do you feel the need to track your net worth What are your thoughts on that? User: Yes. I want to tag my network because right now it is very difficult to track it from the websites of EPA for NPS. I don't know how to track it. AI: That sounds frustrating. How do you think having a consolidated view of your net worth would help you? User: I think it would help a lot, uh, and I would use this a lot as time because I think I want to keep tracking on as I'm investing outside equity just in the stocks and mutual funds. For example, how much are invested in US or PPO. AI: That makes sense. If you could track your net worth on grow, how would you feel about that? What would be your top concerns with this feature? User: So if I could track and I couldn't do it, would be really delightful. I think it would help me look at all the asset classes I invest in. At the same place. Instead of having to go to different websites. AI: That sounds like a useful feature for you. When it comes to tracking all your asset classes in 1 place, what specific features or functionalities would you find most helpful? User: I think it should definitely be very easy for me to start tracking things. Like, another apps that I use is very difficult to use if you have an API's tracking. Plus I think that, uh, it should be very reliable also. I if I if the data is correct, it should be different automatically without me having to put in a AI: Those are valuable insights, Ease of use and reliability are definitely important. You mentioned using other apps. Could you share which apps and features in them you find particularly delightful? User: So I really like using 2 apps. 1 is called in money and the other 1 is called fold money. Both of these help me track my uh, other assets really well and make sense of my networks. AI: That's interesting. What features in in Money and Phystom do you find most useful for tracking your assets? And net worth? User: So, for example, If I have my stock investments on blue, can very easily import them on Huddl by using, uh, OTP. So it just asked for my OTP, and then I'm able to see my investments on grow on in money. So this really helps me form, like, a a good view. Was able to see everything at a central place. Plus, uh, it is really easy to track ETF also because they just take my email. Right? AI: That sounds like a really convenient feature. So ease of use and automation are key for you. Do you consider assets like fixed deposits, provident fund, and pensions to be part of your net worth Why or why not? User: I already mentioned that I do. I think you're repeating the question. AI: Apologies for that. Given that you do consider them part of your net worth how important is it for you to see these assets integrated into your net worth tracking within Grow, User: Uh, very important. AI: Understood. If Grow were to implement a net worth tracking feature, what would be your top priorities or concerns to ensure it meets your needs? User: I already mentioned those. AI: Got it. Ease of use, reliability, and convenience are your top priorities. Thank you so much for your insights. Is there anything else you'd like to share about tracking your net worth or financial independence goals? User: No. Do you tag your network? AI: As an AI, I don't have personal finances to track. But I understand how important it is. For users like you. Thank you for your time and valuable insights. Have a great day.