The user has had a positive experience with the Grow app, particularly valuing its real-time financial tracking feature, which provides them with confidence and comfort. They track their net worth monthly, including various accounts and assets, but have concerns about security and privacy when it comes to integrating all financial data into a new platform. Trust and compelling outcomes are crucial factors for them in deciding whether to use Grow for comprehensive net worth tracking.

AI: Hi. I'm Amy. An AI researcher trying to understand your needs. Around your use of the Grow app, how has your experience been so far? User: It's been good. Yeah. AI: That's great to hear. Could you tell me more about which parts of your experience with Grow have been most helpful to you? And any features you particularly like? User: Yeah. Like, The fact that it's been helpful to track my finances. And I like the, uh, real time tracking feature. AI: It sounds like real time tracking has been particularly valuable to you. Why is real time tracking important for you? What does it help you achieve? User: Yeah. It helps me sort of get a clearer sense of my financial status. And the real time aspects just makes me feel confident and comfortable. Where often AI: I see. Knowing your financial status in real time gives you confidence and comfort. Can you tell me more about what having a clear sense of your financial status means to you? Why is that important? User: It's important because it helps me feel secure. AI: Feeling secure is definitely crucial. Do you currently track your net worth? If so, what led you to start tracking it? And how often do you do it? If not, would tracking your net worth help you in any way? User: Um, so I do currently track my net worth. What was the other question? AI: What led you to start tracking your net worth? And how often do you track it? User: Yeah. So started tracking it because There's many different accounts and assets that have in different places. And so I need a way to Track it in the central place. And then I track it on a monthly basis. AI: Got it. Having a central place to track different accounts and assets is important for you. Do you include illiquid assets like pension, etcetera, in your net worth calculations? Why or why not? User: Um, I do in a basic way. AI: Understood. Including illiquid assets in a basic way What are your thoughts on gross showing your net worth? Would that be useful for you? User: Maybe. Not sure. AI: What are some of your concerns or uncertainties about GROW showing your net worth? User: Um, I guess, mainly security and privacy. And I think just using a new platform to Like, put in all the data and set everything up. Is a big hurdle. AI: That makes sense. Would you feel comfortable sharing all sources of your financial data with Grow to evaluate your net worth? Or do you have reservations about that? User: Might feel comfortable if I could feel like I could trust grow with all the data, And if the feature is offered by and the outcomes offered by being able to connect all those sources, um, is compelling enough. AI: Trust and compelling outcomes are key for you. Would you prefer to track your net worth by giving permissions For example, SMS. Or would you prefer adding assets manually? For example, FDPF pension? Why? User: Um, I'm not sure. That's right. AI: I understand. What factors would influence your decision between providing permissions for automatic tracking and manually adding assets, User: Um, I'm not sure. AI: That's completely fine. Thank you for sharing all this information. It really helps me understand your needs and concerns better. Is there anything else about your financial tracking experience that you think is important for me to know? User: No. That's all. AI: Thank you for your time and insights. I appreciate it.